1. All the benefits of Original Medicare
Medicare Advantage plans are required by law to include all the benefits of Original Medicare Parts A and B.
2. Hospital, medical and prescription drug coverage in 1 easy-to-manage plan
Most Medicare Advantage plans also include prescription drug coverage. To get the same coverage with Original Medicare, you’d have to buy a separate prescription drug plan—and pay a separate premium.
3. Coverage for items Original Medicare doesn’t cover
any Medicare Advantage plans cover items not covered by Original Medicare Parts A and B—things like routine dental, vision and hearing care, prescription drug coverage and in some areas, even gym memberships through a Silver Sneakers benefit.
4. The security of an annual maximum out-of-pocket limit
One of the benefits of enrolling in a Medicare Advantage plan is that there are limits on out-of-pocket spending each year. That amount varies from plan to plan and can change each year.
Pulling it all together
Let’s face it—regardless of your current health status, you can’t predict what you may need in the future. Knowing that there’s an upper limit to how much you’ll have to spend each year out of pocket may help you feel more confident about your Medicare plan choice.
