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Short Term Medical Insurance

Short-term health insurance, also called temporary health, offers fast and flexible coverage for when you’re in a period of transition in your life and need temporary coverage.

Short term insurance may be the right choice for you if you’re:
Waiting for open enrollment to apply for an Affordable Care Act (ACA) plan
Not experiencing a situation that’s a qualifying life event and you don’t qualify for a Special Enrollment Period (SEP) to apply for an ACA plan
Waiting for ACA coverage to start
Looking for coverage to bridge you to Medicare
Turning 26 and are coming off your parent's insurance
.
Between jobs or waiting for benefits to begin at your new job
.
Healthy and under 65
.

For these situations and many others, short term health insurance, might be right for you. It can fill that gap in coverage until you can choose a longer term solution.

 

Why choose short term plans from Wise Health Insurance?

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Quick coverage
Get coverage as soon as the day after your application.
Flexible coverage periods
Pick your length of coverage, 1 to nearly 12 months in some states. Drop coverage with no penalty if a more permanent health insurance option comes along.
Savings your way
Pick your deductible amount from several options.
Large provider network
Access an extensive network of health care professionals, with 1.7 million physicians and other health care professionals and approximately 6,400 hospitals and other facilities.

Short-term insurance might be a viable option if you’re in between jobs and waiting for new employee life insurance benefits to begin. You’ll have the peace of mind of knowing that your beneficiary (or beneficiaries) will receive a death benefit if you were to pass during the covered period.

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