Experts suggest the ideal age to purchase a health insurance policy is as early as possible, typically in your 20s or early 30s.

Starting a health insurance policy at a younger age provides several key benefits. Here are some of them:

No pre-policy medical check-up:

If you apply for a health insurance policy at a younger age, you will often not be required to undergo a medical check-up before buying the policy.

Waiting period for pre-existing conditions:

Most health insurance policies have a waiting period before they cover pre-existing illnesses. By purchasing a policy early, you are more likely to be covered for any conditions that may develop later in life.

Earn cumulative bonuses:

Most health insurance plans provide a cumulative bonus for every claim-free year. This bonus can be used to enhance your coverage over time. Starting a policy at a younger age allows you to accrue these bonuses more easily.

Tax benefits:

You can claim up to Rs 25,000 for exemption under Section 80D every year.

Buying health insurance at an early age allows you to enjoy these tax benefits for a longer period.
Don’t wait for a health crisis to consider insurance. Act now to secure your financial future and ensure access to quality healthcare when you need it most.